NOTICE: This is intended as a summary of benefits. Please see summary plan documents and/or plan description in Human Resources or in the Handbook.
403(b)
Accident Insurance
Cancer Insurance
Critical Illness Insurance
Child/Dependent Reimbursement Accounts
Dental
Disability Insurance
Employee Assistance Program and Work-Life/Wellbeing Resource
Federal Income Tax
Faculty/Staff Apartments
Health Insurance
Health Insurance Premiums
Life Insurance (State Term)
Life Insurance (Guardian Term)
Life Insurance (Reliance Standard)
Medical Reimbursement Accounts
Mississippi Deferred Compensation(IRS Section 457 Plan) This link takes you to another site.
MUW Employees' Federal Credit Union
MUW Foundation
MUW Tuition Fee Waiver Plan
On-campus Health Center
Optional Benefits
ORP
PERS
Personal and Major Medical Leave
Fitness Facility
Required Deductions
Retirement Contributions
Social Security Tax
Sodexo Meal Ticket Plan
State Income Tax
Tax Deferred Annuity - 403(b)
Unemployment Insurance
Vision
Workers' Comp Insurance
Standard Benefits
The University provides the following for benefits-eligible employees:
Employee Assistance Program (EAP) and Work-Life/Well-being Services
MUW benefits-eligible employees and their dependents are covered under the TELUS Health (formerly LifeWorks) Employee Assistance Program (EAP) and Work-Life/Well-being Services Benefit at no additional cost to the employee. TELUS Health provides confidential consultations, information and resources, connections to community agencies and supports and referrals to counseling (by video or in-person).
- TELUS Health Overview
- TELUS Health One App
- TELUS Health Podcasts
- TELUS Health Counseling Services
- TELUS Health Depression & Anxiety
- TELUS Health Legal Resources
- TELUS Health Estate Planning
Mississippi State and School Employees' Health Insurance - https://www.dfa.ms.gov/insurance
Base Coverage at no charge
Mississippi Workers' Compensation Insurance
Mississippi Unemployment Insurance
Required Deductions
By law, the following must be deducted from a benefits-eligible MUW employee's paycheck:
- Federal Income Tax (if applicable)
- State Income Tax (if applicable)
- Social Security Tax
- Retirement Contributions for Mississippi Public Employees Retirement System (PERS) or Optional Retirement Plan (ORP)*
- Employee portion = 9%; University portion**
- * See ORP handout (available in Human Resources) for explanation of contribution
- ** See PERS website for current rate. (PERS Contribution Rates)
Retirement Planning
Public Employee's Retirement System of Mississippi (PERS)
PERS was established in 1952 as the retirement system for state agencies, as well as counties, cities, and other participating political subdivisions.
Optional Retirement Plan (ORP)
ORP is a defined contribution plan made available to eligible institutions of higher learning teaching and administrative faculty in Mississippi.
Vendors for Eligible Participants
|
AIG/VALIC |
662-574-4029 |
Elton Thomas This email address is being protected from spambots. You need JavaScript enabled to view it. |
|
VOYA |
662-251-9947
601-624-5108 |
Johnny Peters, ChFC This email address is being protected from spambots. You need JavaScript enabled to view it.
Marcus Kincaid This email address is being protected from spambots. You need JavaScript enabled to view it. |
|
TIAA |
800-842-2003 x263570 770-512-3570 800-223-1200 |
Richella Vincent-Lee This email address is being protected from spambots. You need JavaScript enabled to view it. Customer Service |
Optional Benefits
Optional benefits available through payroll deduction
Insurance Benefits
State and School Employees' Health and Life Insurance Plan
The State Health Plan offers two options: Base Coverage (high deductible health plan) and Select Coverage. Some differences in these options are monthly premiums, calendar year deductibles, maximum out-of-pocket costs, and pharmacy deductibles. For complete information about the Plan, visit the DFA Know Your Benefits website.
- Legacy Employees - All current employees hired prior to January 1, 2006 OR new employees hired on or after January 1, 2006 who have been employed full-time by any State of Mississippi agency covered by the Plan (such as a community/junior college, public library, public school district, other State agency or university).
- Horizon Employees - Any employee initially hired by any State of Mississippi agency on or after January 1, 2006.
Base Coverage (Monthly Premiums)
Health Insurance premiums are paid 1 month in advance. Generally, 2 monthly premiums will be deducted from your first monthly check.
|
Base Plan |
Legacy & Horizon As of 1/1/2022 |
Legacy & Horizon As of 1/1/2023 |
|
Employee |
$0 |
$0 |
|
Employee + Spouse |
$451 |
$478 |
|
Employee + Spouse + Child(ren) |
$687 |
$728 |
|
Employee + Child |
$117 |
$124 |
|
Employee + Children |
$299 |
$317 |
Select Coverage (Monthly Premiums)
Health premiums are paid 1 month in advance. Generally, 2 monthly premiums will be deducted from your first monthly check.
|
Select Plan |
Legacy As of 1/1/2022 |
Legacy As of 1/1/2023 |
Horizon As of 1/1/2022 |
Horizon As of 1/1/2023 |
|
Employee |
$20 |
$20 |
$43 |
$46 |
|
Employee + Spouse |
$533 |
$564 |
$556 |
$590 |
|
Employee + Spouse + Child(ren) |
$769 |
$814 |
$792 |
$840 |
|
Employee + Child |
$200 |
$211 |
$223 |
$237 |
|
Employee + Children |
$381 |
$403 |
$404 |
$429 |
State Term Life Insurance
Employee coverage is twice the employee's annual salary rounded to the next $1,000 (minimum of $30,000 and a maximum of $100,000). Effective January 1, 2023, employee cost is $0.10 per $1,000.
Example: Salary = $23,660 x 2 = $47,320 ($48,000 coverage) Employee Cost = 48 x $0.10 = $4.80 per month
Dental - Guardian (DentalGuard Preferred)
Dental Monthly Rates. View the Guardian Booklet for complete information.
|
Employee |
$45.90 |
|
Employee & Spouse |
$87.96 |
|
Employee & Child(ren) |
$108.96 |
|
Employee, Spouse & Child(ren) |
$153.85 |
Vision - Guardian (Davis Vision)
Vision Monthly Rates. View the Guardian Booklet for complete information.
|
Employee |
$10.11 |
|
Employee & Spouse |
$15.73 |
|
Employee & Child(ren) |
$16.29 |
|
Employee, Spouse & Child(ren) |
$23.60 |
Other Optional Insurance
Benefit Concepts (662) 329-4044 is the contact and third party administrator for the following plans:
- Accident Insurance - Guardian
- Cancer Insurance - Kemper
- Critical Illness - Kemper
- Disability Insurance - Reliance Standard
- Term Life Insurance - Guardian
- Term Life Insurance - Reliance Standard
Tax Deferred Annuity Contacts - 403(b) and 457
403(b) Tax-Sheltered Annuity and 457 Companies and Contacts
|
Tax Sheltered Investments Available to All Employees |
||
|
Company |
Contact Information |
Contact |
|
VOYA - 403(b) |
662-251-9947 |
Johnny Peters, ChFC This email address is being protected from spambots. You need JavaScript enabled to view it. |
|
TIAA - 403(b) |
800-223-1200 800-842-2003 x263570 770-512-3570 |
Customer Service Richella Vincent Lee This email address is being protected from spambots. You need JavaScript enabled to view it. |
|
AIG/VALIC - 403(b) |
662-574-4029 |
Elton Thomas This email address is being protected from spambots. You need JavaScript enabled to view it. |
|
Mississippi Deferred Compensation - 457 |
800-846-4551 662-341-5156 |
Katrina Yarbrough This email address is being protected from spambots. You need JavaScript enabled to view it. |
Medical Reimbursement Accounts
If you participate, you will elect to have a specified amount of pre-taxed money deducted from your paycheck each pay period. These dollars are set aside in a reimbursement account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying health care expense, you will be reimbursed from this account.
SABCFlex processes the claims for the Medical Reimbursement Accounts. There are specific deadlines for filing claims. Contact SABCFlex for the deadlines, procedures, and balances. Remember, use it or lose it. File on or before the deadline(s). Contact SABCFlex at 1-800-844-2555 or visit the SABC website.
Child/Dependent Reimbursement Accounts
If you participate, you will elect to have a specified amount of money deducted from your paycheck each pay period before taxes are deducted. These dollars are set aside in a flexible spending account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying dependent care expense, you will be reimbursed from this account.
SABCFlex processes the claims for the Child/Dependent Reimbursement Accounts. There are specific deadlines for filing claims. Contact SABCFlex for the deadlines, procedures, and balances. Remember, use it or lose it. File on or before the deadline(s). Contact SABCFlex at 1-800-844-2555 or visit the SABC website.
Additional Benefits and Optional Payroll Deductions
- MUW Employees' Federal Credit Union
- MUW Foundation
- Sodexo Meal Ticket Plan
- Fitness Facility - (MUW benefits-eligible employee coverage is free; annual fee for family)
- On-campus Health Center
- MUW Tuition Fee Waiver Plan (contact Financial Aid Center at ext. 7114)
- Personal and Major Medical Leave as provided by MS Code (see Handbook beginning on page 1-5)
- Faculty/Staff Apartments
NOTICE: This is intended as a summary of benefits. Please see summary plan documents and/or plan description in Human Resources or in the Handbook.
Last updated: 10/27/22
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